Washington State Bank Savings

See Deposit Rates for our Current CD Rates.

	Money Market	Statement Savings	Student	62 & Over
Minimum Balance (to open account)	$1500	$100	$50	$50
Minimum Balance (to avoid service charge)	$1500	$100	None	None
Service Charge (if minimum balance not met)	$3.00	$3.00	None	None
Interest Bearing
Limited Check Writing

$1,500 minimum balance to open account
If account falls below $1,500 any day of the statement cycle, a service charge of $3.00 plus sales tax will be imposed.
You must maintain a minimum balance of $1,500 in the account each day to obtain the disclosed annual percentage yield.
We may change the interest rate on your account at any time.
Interest will be compounded and credited to your account every month. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (ex. checks).
Transfers from a Tiered Money Market account to another account or to third parties by pre-authorized, automatic, telephone transfer, check, draft or similar order to third parties are limited to six per statement cycle.

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$100 minimum balance to open the account.
If the account falls below $100.00 any day of the statement cycle, a service charge of $3.00 will be imposed.
Your interest rate and annual percentage yield may change.
We may change the interest rate on your account at any time.
Interest will be compounded and credited to your account every quarter.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (ex. checks).
Transfers from a Statement Savings account to another account or to third parties by pre-authorized, automatic, telephone transfer, debit card or similar order to third parties are limited to eighteen per quarterly statement cycle.
A per item fee of $0.75 will be charged for each debit transaction in excess of eighteen per quarterly statement cycle.

$50 minimum balance to open the account
No minimum balance to avoid imposition of fees
Your interest rate and annual percentage yield may change.
We may change the interest rate on your account at any time.
Interest will be compounded and credited to your account every quarter.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (ex. checks).
Transfers from a Statement Savings account to another account or to third parties by pre-authorized, automatic, telephone transfer, debit card or similar order to third parties are limited to eighteen per quarterly statement cycle.
A per item fee of $0.75 will be charged for each debit transaction in excess of eighteen per quarterly statement cycle.
Account available to full-time students up to 23 years old

$50 balance to open the account
No minimum balance to avoid imposition of fees
Your interest rate and annual percentage yield may change.
We may change the interest rate on your account at any time.
Interest will be compounded and credited to your account every quarter.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (ex. checks).
Transfers from a Statement Savings account to another account or to third parties by pre-authorized, automatic, telephone transfer, debit card or similar order to third parties are limited to eighteen per quarterly statement cycle.
A per item fee of $0.75 will be charged for each debit transaction in excess of eighteen per quarterly statement cycle.
Account available to customers 62 and over