Business Checking and Savings

	Simple Business	Business Checking*	Commercial Checking - On Analysis	Non-Profit Checking	Interest Checking	Money Market	Business Savings
Minimum Balance (to open account)	$100	$100	$100	$50	$750	$1,500	$100
Minimum Balance (to avoid service charge)	None	None	None	None	$750	$1,500	$100
Monthly Account Service Charge	None	$2.50	$10	None	None	None	None
Service Charge (if minimum balance not met)	None	None	None	None	$3.00	$3.00	$3.00
Earns Interest	No	Earns credit	Earns Credit	No
Per Item Fee Debits	$0.15 each after 200	$0.15	$0.15	None	None	None	None
Per Item Fee Credits	None	None	.05 on-us checks, .075 local checks	None	None	None	None
eStatements
Paper Statement	$5/month
Debit Card	1st 4 cards free	1st 4 cards free	1st 4 cards free	1st 4 cards free	1st 4 cards free	N/A	N/A
Internet Banking
Transaction Limitations	None	None	None	None	None	6 W/D Monthly	18 W/D Quarterly

Your interest rate and APR may change. You must maintain minimum balance of each account to obtain the disclosed annual percentage yield. Interest will be compounded and credited to your account each month using the daily balance method. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items. $2.00 monthly charge per debit card in excess of 4 cards per account. Applicable state law requires that certain service charges and fees be subject to sales tax.

*Business Checking accounts must be less than 500 transactions per month.