LocationsSee Deposit Rates for our Current CD Rates.
CDARS®
Looking for safety for your large deposits, plus CD-level rates that may compare favorably to Treasuries or government money market mutual funds? Find out why thousands of safety-conscious individual, business and other entity investors choose CDARS®, the easiest way to access multi-million-dollar FDIC insurance. To learn more, view our CDARS® presentation or contact us.
Limits apply. CDARS® is a registered service mark of Promontory Interfinancial Network, LLC.
IRA & HSA
- Minimum balance to open the account - $200.00
- Rate information - Your interest rate and annual percentage yield may change
- Frequency of rate changes - We may change the interest rate on your account quarterly
- Determination of rate - At our discretion, we may change the interest rate on your account
- Compounding and crediting frequency - Interest will be compounded and credited to your account every quarter
- Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day
- Accrual of interest on non-cash deposits - Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks)
Retirement account fee schedule:
- Termination of account - $50.00
- Transfer of funds - $50.00
- Rollover of funds - $50.00
- Open new account - No Charge
- Maintenance of account - No Charge
- Early withdrawal (prior to 59 1/2 years of age) - $50.00
- Required annual or semiannual disbursement - No Charge
- Health Savings Account - No Charge
- Self Directed IRAs & HSAs- per Trust Fee Schedule